Long Term Care provision is a very emotive (and political) topic.
Advice in this regard is by its very nature very sensitive both in establishing a suitable care plan and how it will be funded.
Local Authorities will wherever possible seek to make those requiring care to fund it themselves. It is very common for the family home to be sold and where assets exist, to nearly exhaust own funds before looking to contribute to the Care Plan.
Advice in this respect is a specialist area and advisers have to be additionally qualified and appropriately accredited.
We confirm we do have the necessary expertise to fully assist at this very demanding time.
The plan will have no cash value at any time, and will cease at the end of the term. If premium are not maintained, then cover will lapse