Planning for the future to protect you and your family.
We offer a range of assurance policies from a number of leading insurers which can either pay out a lump sum if you were to die or provide an income for a specified time.
Many people, at all stages of life can benefit from the peace of mind a Life policy can bring. We’ll help you work out how much cover you need with your policy. In the event of your death, it may not just be a mortgage you want to have paid, you may want to leave your loved ones enough money to cover income you would have earned or pay for Universty fees etc.
Life assurance policies have a few extra features which can be beneficial for you. It’s important you take advice when arranging a policy of this type so you can be assured you will have the level and type of cover which best suits your needs. We provide a fully advised service and will explain how additional features work and let you decide if these are options you want including in your policy.
Protecting against Critical Illness
No one likes to think about suffering from a Critical Illness, but one thing is for sure, if you were to become critically ill, the last thing you would want to worry about is your finances.
Critical Illness typically pays out a lump sum if you survive a specified critical illness, such as some forms of Cancer, a Stroke, Multiple-Sclerosis, Heart Attack, Kidney Failure, Blindness, Deafness and many more. You can use the payout to pay off your mortgage, medical expenses or even go on holiday – it’s entirely up to you! In addition, your children are usually covered under the policy Free of Charge.
You can choose as much or as little cover as you need, and we will help tailor a quote to fit within your budget. Cover can be relatively cheap, and this can include life insurance.
To ensure we find you the most competitive & comprehensive policy we source quotes from a range of leading insurance companies.
Contact us and we’ll arrange an overview of your protection needs to ensure you are fully protected.
Life Cover (non-investment) and income protection-The plan will have no cash value at any time, and will cease at the end of the term. If premium are not maintained, then cover will lapse’
Critical Illness -The policy may not cover all definitions of a critical illness. For definitions of illnesses covered please refer to the Key Features and Policy Documents